Platform wallets

A platform wallet is a persistent wallet attached to an application account. The platform provisions it during onboarding, and the user returns to it for balances, assets, payments, trades, transfers, rewards, or payouts.

Platform account
  -> embedded wallet
  -> balance or owned assets
  -> repeated signing or payment activity
  -> recovery, policy, and audit

Strong fits

• Ecommerce marketplaces with buyers, sellers, balances, escrow, and payouts.
• Trading and investment platforms.
• Games and digital-asset platforms.
• Creator and gig-economy platforms.
• Stablecoin account and remittance applications.
• Loyalty, rewards, and store-credit networks.
• Agentic commerce and automated purchasing platforms.
• Applications that sponsor or automate onchain operations.

These products maintain an ongoing financial relationship with their users. A balance, asset, payout, position, reward, or delegated budget persists after a single session.

What Seams provides

• wallet provisioning linked to an application account
• passkey and application-native authentication
• recovery and linked-device flows
• threshold signing and self-hostable infrastructure
• sponsored and repeated signing sessions
• scoped, expiring, and revocable authority
• intent-bound approvals and audit evidence
• export or transfer of wallet control where supported

Qualification

Platform wallets are a strong fit when users hold value or assets between sessions, perform repeated financial or onchain actions, or need constrained automation. A conventional store collecting a one-time payment can use the shopper's existing wallet and does not need to provision another one.

Start with embedded wallets and create a wallet.